⚖️ Couples Finance Tool
Divorce Financial Modeler
Model your financial life after separation. Enter your joint finances and see estimated asset division, alimony, child support, and your projected monthly budget on a single income.
💙 A Note About This Tool
Divorce is one of life's most difficult transitions. This tool exists to help you understand the financial picture with clear numbers — not to cause anxiety. Knowledge is power, and understanding the math can help you make better decisions during an incredibly stressful time.
👤 Your Situation
💰 Joint Marital Assets
🏦 Estimated Asset Division
How marital assets and debts might be divided. Actual outcomes vary by state, judge, and negotiation.
💵 Alimony / Spousal Support Estimate
Based on income disparity, marriage length, and general state guidelines. Actual amounts vary significantly.
📊 Your Post-Divorce Monthly Budget
What your finances might look like on a single income — including support payments.
Joint Monthly Income
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Your Monthly Income
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✅ Financial Action Items
Steps to take when preparing for or going through a divorce.
📋 Complete Divorce Financial Guide
This modeler gives you the numbers. Our comprehensive guide walks you through every financial step — from separating accounts to rebuilding credit.
Read the Full Guide →
❓ Frequently Asked Questions
How accurate are these estimates?
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These are rough educational estimates, not legal predictions. Actual outcomes depend heavily on your state's specific laws, the judge, your attorneys, and negotiation. Use this tool to understand the general financial landscape — then work with a family law attorney for specifics. The asset division and support estimates can vary by 20-50% from actual outcomes.
How is alimony calculated?
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There's no single national formula. Many states use a guideline of 30-35% of the difference between the higher and lower earner's income, but judges have wide discretion. Duration is often tied to marriage length — shorter marriages may get temporary alimony (1-3 years), while marriages over 20 years may warrant longer-term or permanent support. This tool uses a simplified income-difference model.
What about the house?
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The marital home is typically handled in one of three ways: one spouse buys out the other's share, the home is sold and proceeds split, or one spouse keeps the home and gives up equivalent value in other assets (like retirement accounts). This tool models equity being split — but how you handle the house is one of the biggest negotiation points in most divorces.
Should I hire a financial advisor for divorce?
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A Certified Divorce Financial Analyst (CDFA) can be invaluable — they specialize in modeling the long-term financial impact of different settlement options. For example, keeping the house might feel like "winning" but could leave you house-rich and cash-poor. A CDFA can model scenarios your attorney may not think to consider. Worth the cost for divorces involving significant assets.