📝 Couples Finance Tool
Prenup Cost/Benefit Calculator
Is a prenuptial agreement worth the cost? Enter your financial picture and get a data-driven assessment — including estimated attorney costs and what's at stake without one.
💰 Your Financial Picture (Higher-Asset Partner)
📋 Situation Factors
I own or co-own a business
I own real estate / rental properties
I have children from a previous relationship
Significant family wealth or trust involvement
Large income disparity between partners
Partner has significant debt
This is a second (or later) marriage
📊 Prenup Assessment
Based on your financial profile and situation factors.
Recommendation
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Estimated Prenup Cost
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Both attorneys + negotiation
Estimated Assets at Risk
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Without prenup protection
💡 Cost-to-Risk Ratio
📋 Factor-by-Factor Breakdown
What's driving the recommendation — and how strongly each factor weighs in.
📋 Build Your Estate Plan
A prenup is one piece of the puzzle. Our Estate Plan Builder helps you create wills, trusts, and beneficiary designations — whether or not you get a prenup.
Start Your Estate Plan →
❓ Frequently Asked Questions
How much does a prenup actually cost?
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Prenup costs vary widely based on complexity and location. Simple prenups with minimal assets typically run $1,500–$3,000 total for both attorneys. Moderate complexity (business interests, real estate, significant assets) runs $3,000–$7,500. High-complexity situations (multiple businesses, trusts, international assets) can cost $7,500–$15,000+. Each partner needs their own attorney for the agreement to be enforceable.
Can a prenup be thrown out?
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Yes — courts can invalidate a prenup if: one party didn't have independent legal counsel, there wasn't full financial disclosure, it was signed under duress or too close to the wedding date, the terms are unconscionably one-sided, or proper procedures weren't followed. This is why each partner having their own attorney and signing well before the wedding is important.
What's the difference between community property and equitable distribution?
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In community property states (AZ, CA, ID, LA, NV, NM, TX, WA, WI), most assets acquired during marriage are split 50/50 regardless of who earned them. In equitable distribution states (all others), courts divide assets "fairly" — which may not be equally. A prenup can override either system with terms you both agree to.
Does getting a prenup mean we don't trust each other?
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No more than getting car insurance means you plan to crash. A prenup is a financial planning document — it forces both partners to have a thorough, honest conversation about money before marriage. Many couples report that the prenup process actually strengthened their relationship by creating financial transparency from day one.